Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Your standard Georgia flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
We have multiple options for your flood insurance in Georgia:
Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.
Policies have different options so contact one of our staff at 229-382-1000 for any questions you may have about your Georgia flood insurance policy.
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Kincaid Insurance Agency can help you understand your other risks and help you evaluate whether you may need additional coverages in your Georgia home insurance plan.
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